The Social Security Administration (SSA) does not issue bonuses or extra payments, meaning Supplemental Security Income (SSI) recipients typically receive 12 payments annually. However, the exact payday may shift depending on the calendar. While most payments are scheduled for the first day of the month, exceptions can occur when that date falls on a weekend or holiday.
February 2025 Payment Schedule Adjustment
For February 2025, SSI payments will be rescheduled because February 1 falls on a Saturday. As a result, recipients will receive their payment on Friday, January 31, 2025. This follows a similar adjustment in December 2024 when the January 2025 payment was issued early on December 31, creating two consecutive months with adjusted paydays.
Key Requirements for SSI Eligibility
SSI payments are designed to assist low-income Americans. To qualify for these payments, individuals must:
- Have limited income and resources
- Meet at least one of the following conditions:
- Have a disability
- Be blind
- Be 65 years or older
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COLA Increase in January 2025 Payments
The January 31 payment will include the 2025 Cost-of-Living Adjustment (COLA), resulting in higher checks compared to 2024. The COLA, set at 2.5%, helps beneficiaries keep pace with inflation.
Updated SSI Payment Amounts
With the COLA adjustment, the new maximum SSI payment amounts are:
- $967 for an individual
- $1,450 for eligible married couples
- $484 for an essential person
For example, a single recipient may see an increase of up to $24 per month, while eligible couples could receive up to $35 extra. In December 2024, the average SSI payment was $698, but after the COLA increase, it could rise to approximately $715.
These adjustments, while modest, provide additional financial support for SSI recipients to address inflationary pressures.
